We will cover your car and legal liability of up to $20 million (if you accidentally damage someone else's car or property).
Our comprehensive car insurance covers storm and hail damage to your car so you can drive with confidence no matter the weather.
We cover the cost of replacing or repairing your car if it's stolen, vandalised, damaged by break-ins, theft and attempted theft.
Comprehensive car insurance covers damage caused by fires, fires caused from collision, and bush fires.
If your car has been damaged due to flood, comprehensive car insurance covers the costs of repair or replacement.
Cover for accidental loss or damage to your car
We cover your car if you get into an accident, as well as accidental damage to other people's cars and property if you're legally liable.
You're covered for damage caused by fires, including bush fires.
You're covered for storm damage, including any hail damage.
You're covered for damage caused by floods.
You're also covered for damage caused by weather events such as falling debris and other natural events, like earthquakes or cyclones.
We cover the cost of replacing or repairing your car if it's stolen, vandalised, or damaged by break-ins, theft, attempted theft, collision, or fire.
We'll cover your car when driving on rideshare apps like UberX, Lyft, Shebah, and more. List Rideshare as the use type when you set up your policy.
We cover the reasonable costs of towing your car to our repairer or somewhere else we've agreed if it can't be driven after an incident
Need your car repaired after an accident or incident? Rest assured we'll do a great job - we offer a lifetime guarantee on our authorised repairs.
Our Comprehensive Car Insurance automatically insures most legal modifications and accessories that are permanently fitted to cars (i.e. tinted windows, sound systems etc). You don't need to let us know/list these specifically on your policy. Exclusions are listed when you get a quote.
We automatically cover the cost to replace baby capsules or child seats 3 if they're damaged when your car is involved in an accident or incident, or if your car is stolen.
Plus, legal liability for accidental damage to other people's cars or property caused by the use of your car
And, if your car is a write-off
This is just a summary, see the PDS for a full list of inclusions and exclusions. The Target Market Determination is also available.
You can add extras when you get a quote for comprehensive car insurance, part way through your policy and at renewal. Of course, any optional extra needs to be on your policy before an event that you might need to claim for.
Cover for damaged windscreens and window glass. We'll cover the cost of repairs or replacements without you having to pay an excess when the only loss or damage is to your car's windscreen or window glass including the sunroof.
Optional Hire car cover means we'll arrange a hire car when your own is out of action because of an incident covered by your comprehensive car insurance policy. We'll provide a similar make and model to your car (in our opinion) so you can feel right at home.
Plus, you'll get copycat cover. In a nutshell, copycat cover means that while we settle your claim, you'll have the same insurance cover which you normally hold for whatever car you're driving (limited to market value) while your car is unavailable - whether that's a hire car, your partner's car, your friend's car, and so on. Your listed drivers will also considered listed drivers on that car too.
That brand-new car feel is great isn't it? With optional New for Old replacement cover, if your car is a total loss, we'll replace it with a new car of the same make and model (where available). That way, you can still enjoy a sweet new ride. This is available on cars up to 3 years old.
For full inclusions and exclusions on optional extras, please refer to the PDS.
We put you in the driver's seat
Make a claim online 24/7, and simply log in to pay your excess, view up-to-date repair tracking or upload documents and photos.
Our online tools allow you to make changes to your comprehensive car insurance policy, so you can update your contact details and policy if you get a new car, and more.
No problem, we've got that covered. And if you've got a Comprehensive Car Insurance policy with us, rest assured – as Bingle is part of the Suncorp Network, we use the same trusted repair network as Suncorp, GIO, AAMI and Apia.
Bingle has been awarded the 2022, 2021, 2020, 2018 and 2017 Canstar awards for Outstanding Value Car Insurance.
Reviews from real customers
Note these reviews are based on people who indicated that they purchased a Comprehensive Car Insurance product with us.
Comprehensive Car Insurance is a type of insurance that covers you for accidental damage or loss to your car. It also provides cover for accidental damage caused by the use of your car to someone else's vehicle or property up to $20 million.
So if you have a bingle or other mishap, Comprehensive Car insurance can get you back on the road and help cover you from liability claims that other people might make for damage to their vehicle or property caused by the use of your car.
Comprehensive Car Insurance covers accidental loss or damage to your car, as well as your liability for the accidental damage it causes to other people's property, including their vehicles. Your car is also covered for damage caused by hail, fire, theft, or vandalism.
Comprehensive Car Insurance is a type of insurance that covers you for accidental damage or loss to your car. It includes cover for hail damage.
If you are involved in a crash, you should stay away from the traffic – stand on the footpath or on the side of the road where it is safe. Call emergency services on 000 if anyone's injured, or the road is blocked.
All our claims can be lodged easily online. Once you're safe (or have made it home) you can log in to make a claim.
Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.
Take me to Policy Self Service
If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!
To access your policy online you can register online.
If you don't know your policy number, our Policy Finder can help.
Bingle offers insurance cover for ridesharing if you drive your car and offer rides through apps like Uber, Shebah, Lyft, Ola, and others. You can choose between Comprehensive Car Insurance and Third Party Car Insurance. To take out rideshare insurance, you just need to select this usage type and have this correctly listed on your policy. You can do this when you get a quote or update an existing policy by logging in to self-service. Bingle does not provide cover if you have other people use your car to provide ridesharing services.
Bingle does not offer cover for food and courier delivery driving (e.g. UberEats), taxis, cars you hire out and car sharing schemes – even if they're booked via an app.
Learner drivers (people on their Ls) will not need to get a separate car insurance. As long as there is a listed driver in the car, they are automatically covered under the listed driver’s Bingle insurance policy.
The learner driver will then be treated as a listed driver, and an additional age excess will apply if they are under the age of 25 at the time of the incident. Once the learner driver is on their Ps you may want to list them as a driver on your policy. Otherwise an unlisted driver excess might apply.
To find answers to your questions, read all FAQs, go to our Help Centre, or use the Help widget on this page!
Find out more about NSW car insurance.
Find out more about Queensland car insurance.
Find out more about Victorian car insurance.
Find out more about ACT car insurance.
Find out more about South Australian car insurance.
Find out more about Western Australian car insurance.
Find out more about Northern Territory car insurance.
Find out more about Tasmanian car insurance.