What does Comprehensive Car Insurance cover?

If you have a bingle or other mishap, our Comprehensive Car Insurance can get you back on the road. Comprehensive Car Insurance covers you for:

  • car theft
  • accidental damage or loss of your car, and
  • damage to someone else's vehicle or property caused by the use of your car up to $20 million.

What's covered

A father, daughter and their dog lean against their car watching the sunset.

This policy covers you for:

Accidental loss or damage to your car from:

  • driving accidents
  • natural events such as floods, storms, hail, and bushfires, and
  • theft or malicious damage.

Damage to other people's vehicles and property caused by the use of your car:

  • Legal liability cover up to $20 million.

If your car is a write-off:

  • We'll pay you the market value of your car. Depending on the age of your car, our optional New for Old cover might be available.

Optional extras for Bingle Comprehensive Car Insurance

Cover for damaged windscreen or window glass repair or replacement without having to pay an excess. Includes windscreen, window and sunroof glass.

For full inclusions and exclusions on optional extras, please refer to the PDS.

With optional hire car cover, we'll arrange a hire car when your car's out of action because of an incident. We'll try to provide a similar make and model to your car so you can feel right at home while your car is being assessed.

Plus, you'll get copy cat cover. In a nutshell copy cat cover means that while we settle your claim, you'll receive the same insurance cover for whatever car is being used in place of your own, whether it's your mum's, your mate's, or a hire car. Your listed drivers will transfer across too.

For full inclusions and exclusions on optional extras, please refer to the PDS.

Mourning your car after an accident? With optional New for Old cover, if your car is a total loss we'll replace it with a brand new car of the same make and model (where available). So you can still enjoy a sweet new ride. (Available for cars 3 years old and under.)

For full inclusions and exclusions on optional extras, please refer to the PDS.

Why choose Bingle car insurance?

We put you in the driver's seat

Here for you at claim time

Make a claim online 24/7, and simply login to view up-to-date repair tracking or take action on your claim.

Help at your fingertips

Our online tools allow you to make changes to your policy, so you can update your contact details and policy if you get a new car, and more.

300+ repairers nationwide

We use the same repair network as AAMI and Suncorp Insurance, giving customers access to 300+ repairers.

No lock-in contracts

You can leave any time you want, at no cost. Because we know there's nothing worse than a relationship that you just can't get out of!

Our customers rate us!

Reviews from real customers

 

FAQs

What is Comprehensive Car Insurance?

Comprehensive Car Insurance covers you for car theft, accidental damage or loss of your car, as well as damage to someone else's vehicle or property up to $20 million. If you have a bingle or other mishap, Comprehensive Car insurance can get you back on the road and protect you from liability claims that other people might make for damage to their property caused by the use of your car.

What does Comprehensive Car Insurance cover?

Comprehensive Car Insurance covers loss or damage to your car, as well as your liability for the damage it causes to other people's property, including their vehicles. Your car is also covered for damage caused by hail, fire, theft, or vandalism.

Does Comprehensive Car Insurance cover hail, flood or fire damage?

We'll cover your car for damage caused by the elements, like hail, flood or fire – so long as you hold an active Comprehensive Car Insurance Policy at the time the damage occurs.

Only the Standard excess applies for these claims. We don't charge any additional Age or Unlisted Driver excesses, so you needn't worry about forking out any extra if the elements turn against you.

What do I do if I have an accident?

Safety first. Stay away from the traffic – stand on the footpath, or on the side of the road. Call emergency services on 000 if anyone's injured, or the road is blocked.

All our claims can be lodged easily online.

Once you're safe (or have made it home) you log in to My Policy Manager to make a claim.

How do I contact Bingle?

Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.

Take me to Policy Self Service

If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!

Take me to the Help Centre

If you need to register a new email to access your policy, you can do that here.

If you don't know your policy number, our Policy Finder can help.

Still got questions?

To find answers to your questions, go to our Help Centre, or use the Help widget on this page!

Get a quote now

Get a quote Retrieve my quote