What is Comprehensive Car Insurance?
Comprehensive Car Insurance covers you for accidental damage or loss of your car, as well
as damage or your legal liability to someone else's vehicle or property up to $20 million. If you have a bingle or other
mishap, Comprehensive Car insurance can get you back on the road and protect you from liability
claims that other people might make for damage to their property caused by the use of your car.
What does Comprehensive Car Insurance cover?
Comprehensive Car Insurance covers loss
or damage to your car, as well as your liability for the damage it causes to other people's property,
including their vehicles. Your car is also covered for damage caused by hail, fire, theft, or vandalism.
Does Comprehensive Car Insurance cover hail, flood or fire damage?
We'll cover your car for damage caused by the elements, like hail, flood or fire – so long as you
hold an active Comprehensive Car Insurance Policy
at the time the damage occurs.
Only the Standard excess applies for these claims. We don't charge any additional Age or Unlisted
Driver excesses, so you needn't worry about forking out any extra if the elements turn against you.
What do I do if I have an accident?
Safety first. Stay away from the traffic – stand on the footpath, or on the side of the road. Call
emergency services on 000 if anyone's injured, or the road is blocked.
All our claims can be lodged easily online.
Once you're safe (or have made it home) you log in to
My Policy Manager to make a claim.
How do I contact Bingle?
Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our
insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can
update almost everything yourself, from changing drivers to updating your payment or contact details.
Take me to Policy Self Service
If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step
guides on everything from cancelling your policy to paying your overdue instalments, it's all there!
Take me to the Help Centre
If you need to register a new email to access your policy,
you can do that here.
If you don't know your policy number, our
Policy Finder can help.
Does Bingle cover rideshare drivers?
Yes, Bingle covers rideshare driving, through apps
like Uber, Shebah, Ola, and others. You just need to have
the usage type correctly listed on your policy. You can do this when you
get a quote or update an existing
policy by logging in to self-service. Bingle does
not offer cover for taxis, even if they are booked via an app.
Does Bingle cover learner drivers?
Yes, Bingle covers learner drivers (people on their Ls). There needs to be a
listed driver in the car at the time of the incident to avoid the unlisted driver excess. The
learner driver will then be
treated as a listed driver, an age excess will apply if they are under the age of 25 at the
time of the incident. Once
the learner driver is on their Ps you may want to list them as a driver on your policy.
Otherwise an unlisted driver excess might apply.
Find out more