POLICY DOCUMENTS FOR
Comprehensive Car Insurance
Comprehensive Car Insurance
Product Disclosure Statement
Effective on or after 16 March 2021203KB
Comprehensive Car Insurance Supplementary Product Disclosure Statement (SPDS) (PDF, 41KB)
Effective for policies which commenced on or after 3 September 2022 and for policies due for renewal on or after 3 September 2022.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 103KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 30th June 2025.
Car Insurance Target Market Determination (TMD) (PDF, 104KB)
Original Date: 25/08/2021, Updated: 27/06/2025.
Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 65kb)
Effective for new business or policy renewals on or after 31/01/2023. This is to be read in conjunction with the PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 64kb)
Effective for new business or policy renewals on or after 31/12/2023. This is to be read in conjunction with the PDS.
View your Policy Documents
Easy access to docs relating to your policy — from your renewal notices and receipts, to your PDS, Certificate of Currency and more.
Read more about Comprehensive Car Insurance.
Past Product Disclosure Statement (PDS)
Important Information - Product Disclosure Statement (PDS) (PDF, 185KB) - Part 1
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Comprehensive Car Insurance – Product Disclosure Statement (PDS) (PDF, 282KB) - Part 2
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Also read the supplementary PDS
Supplementary Product Disclosure Statement (PDF, 60.9KB)
Effective for policies that commenced or were due for renewal between 27 June 2017 and 15 March 2021.
Update pursuant to ASIC Instrument 2016/1055 (PDF, 153KB)
This Class Order applies if you commenced your policy, or your policy was due for renewal between 27 June 2017 and 15 March 2021. It should be read in conjunction with the relevant PDS.
Past Premiums, Excesses and Claims Guides
For additional information about how Bingle determines car insurance premiums, the excesses that apply to these policies and for examples of how Bingle pays car claims, you can download and read the applicable Premiums, Excesses & Claims Guide.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 94KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 18th December 2023 and 29th June 2025.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 93KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 28th September 2023.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 93KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 29 November 2022 and 27 September 2023.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 155KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 16 March 2021 and 28 November 2022.
Read the Premiums, Excesses & Claims Guide (PDF, 284KB)
Effective for policies that commenced between 5 June 2020 and 15 March 2021, or were due for renewal between 2 July 2020 and 15 March 2021.
Read the Premiums, Excesses & Claims Guide (PDF, 459KB)
Effective for policies that commenced between 25 July 2019 and 4 June 2020, or were due for renewal between 25 July 2019 and 1 July 2020.
Read the Premiums, Excesses & Claims Guide (PDF, 202KB)
Effective for policies that commenced or were due for renewal between 27 June 2017 and 24 July 2019.
Target Market Determination
Car Insurance Target Market Determination (TMD) (PDF, 401KB)
B03234 07/12/2023 A
Comprehensive Car Insurance Target Market Determination (TMD) (PDF, 87KB)
BITMD25082021C
Comprehensive Car Insurance Target Market Determination (TMD) (PDF, 87KB)
Original Date: 25/08/2021, Updated: 07/09/2023.
