Comprehensive Car Insurance

Insure your car with Bingle Comprehensive Car Insurance for accidental damage, such as damage caused by hail, storm or theft.

Canstar Award 2020-2024

Enjoy great value car insurance with Bingle

Bingle has won the Canstar award for Car Insurance – Outstanding Value Australia again. That’s 5 years in a row!

What is Comprehensive Car Insurance?

Comprehensive Car Insurance is our highest level of insurance at Bingle. It’s car insurance that can provide cover for a range of insured events such as accidental loss or damage caused by driving accidents, nature, theft or malicious damage. It also includes Liability Cover for accidental damage to someone else’s car or property caused by the use of your car.

What does Comprehensive Car Insurance cover?

 
Hail and storm damage

Our Comprehensive Car Insurance covers accidental loss or damage to your car caused by a storm or hail so you can drive with confidence no matter the weather.

 
Theft of your car

We will repair or replace your car if it's stolen, vandalised, or damaged by break-ins, theft and attempted theft.

 
Fire damage

Comprehensive Car Insurance covers accidental loss or damage caused by fire. This includes both fires caused by collisions and bush fires.

 
Flood damage

If your car has been damaged due to flood, Bingle Comprehensive Car Insurance covers the costs of repair or replacement.

 
Accidental Damage

We will cover accidental loss or damage to your car and legal liability of up to $20 million if you accidentally damage someone else’s car or property.

Towing

We cover the reasonable cost of towing your car to our repairer or somewhere else we've agreed if it can't be driven after an incident.

Lifetime guarantee on repairs

Need your car repaired after an accident or incident? Rest assured we'll do a great job - we offer a lifetime guarantee on our authorised repairs.

Accessories and modifications

Our Comprehensive Car Insurance automatically insures most legal modifications and accessories that are permanently fitted to cars (i.e. tinted windows, sound systems etc). You don't need to let us know/list these specifically on your policy. Exclusions are listed when you get a quote.

Baby capsules

We automatically cover the cost to replace baby capsules or child seats (to a maximum of $500 per item for any one incident) if they're damaged when your car is involved in an accident or incident, or if your car is stolen.

This is just a summary, see the PDS for a full list of inclusions and exclusions. The Target Market Determination is also available.

What’s the difference between Comprehensive and Third Party Insurance?

Comprehensive Car Insurance covers you for accidental damage or loss of your car as well as damage to someone else's vehicle or property up to $20 million. 

Third Party Insurance covers you for accidental damage that the use of your car causes to someone else’s property or car. You are not covered for any damage to your own car or for injuries to other people.

Compare Bingle Car Insurance

Optional extras for Bingle Comprehensive Car Insurance

With Bingle, you can add optional extras to your policy when you get a quote, when you’re midway through your policy term, or at renewal. 

 
Windscreen and Window Glass Cover

Optional extra cover for your windscreen and windows means we will repair or replace your damaged windscreen and window glass without asking you to pay an excess – including your sunroof if you’ve got one.

Note this excess free claim only applies when your claim is limited to insured events where your windscreen or window glass is the only damage you’re claiming.

For full inclusions and exclusions on optional extras, please refer to the PDS.

 
Keep Mobile

Add optional Keep Mobile cover and while your car is out of action due to an incident covered by your policy, we’ll provide you with a hire car that we think is a similar make and model to your car so that you feel right at home.

Plus, Keep Mobile cover comes with copycat cover. This means that while we settle your claim, you will receive the same insurance cover for whatever car is being used in place of your car (limited to its market value). Whether the car belongs to your mum, your mate, or a car share provider, we don’t mind as long as you have their consent.

For full inclusions and exclusions on optional extras, please refer to the PDS

 
New for Old Car Replacement

Who doesn’t love that new-car feeling? If your car is less than three years old at the start of your latest period of cover, and you’ve taken out optional New for Old cover, we’ll replace your car with a new car of the same model and make (where available) when you car is determined by us to be a total loss.

For full inclusions and exclusions on optional extras, please refer to the PDS.

In order to recieve the benefit of an optional extra, you need to have your choice of extras added to your policy before the incident you’re claiming for. You cannot add an optional extra after an incident and have damage or loss covered for that same event.

Why choose Bingle Comprehensive Car Insurance?

We put you in the driver’s seat.

 
Here for you at claim time

Lodge a claim online anytime. Bingle make it simple to register and log in to upload photos, pay your excess and view up-to-date repair tracking.

Track your claim

 
Help at your fingertips

Find answers online at the Bingle Help Centre. Make changes to your cover when it suits you through My Account where you can update your details, add an optional extra to your policy, and more!

Login to Bingle

 
Need to make a claim?

No problem! Making a claim with Bingle is easy. Simply log in to My Account on the Bingle website and follow the claims process step-by-step – it’s as easy as 1-2-3!

Lodge a claim

 
Award winning

Bingle has been awarded the 2023, 2022, 2021, 2020, 2018 and 2017, Canstar awards for Outstanding Value Car Insurance.

Our awards

Get a Comprehensive Car Insurance quote today!

Our customers rate us!

Reviews from real customers

Note these reviews are based on people who indicated that they purchased a Comprehensive Car Insurance product with us.

Bazaarvoice Authentic Reviews logo
5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Frequently Asked Questions

Still got questions?

To find answers to your questions, read all FAQs, go to our Help Centre, or click on Buddy, our online virtual assistant.

Related articles

Showing 3 of 4 articles Showing 2 of 4 articles Showing 1 of 4 articles
View all articles

1New for Old is available for cars less than three years old from date of manufacture.

Car Insurance Reviews

Towing

We cover the reasonable cost of towing your car to our repairer or somewhere else we've agreed if it can't be driven after an incident.

Lifetime guarantee on repairs

Need your car repaired after an accident or incident? Rest assured we'll do a great job - we offer a lifetime guarantee on our authorised repairs.

Accessories and modifications

Our Comprehensive Car Insurance automatically insures most legal modifications and accessories that are permanently fitted to cars (i.e. tinted windows, sound systems etc). You don't need to let us know/list these specifically on your policy. Exclusions are listed when you get a quote.

Baby capsules

We automatically cover the cost to replace baby capsules or child seats (to a maximum of $500 per item for any one incident) if they're damaged when your car is involved in an accident or incident, or if your car is stolen.