Bingle offers affordable, great value car insurance without the costly overheads. We're proud to have won the Canstar award for Outstanding Value Car Insurance in 2020, 2018, and 2017.
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Choose the car insurance that's right for you
We all know car insurance is important. But for most people it's not something you want to spend lots of time or money on. At Bingle we offer cheap car insurance that's straightforward, and affordable. We offer Comprehensive Car Insurance and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire. Third Party Car Insurance covers you for your legal liability arising from accidental damage caused to other people's cars and property by the use of your car.
Car insurance cover
Ready, set, cover. Choose from two types of cover.
Our highest protectionDamage to your carDamage to someone else's car & property
Comprehensive Car Insurance
Covers you for damage to your car, as well as to other people's vehicles and property caused by the use of your car. This is our highest level of cover.
Cover for accidental loss or damage to your car, including fire, theft, flood, weather events, and driving accidents
Legal liability for accidental damage to other people's cars and property up to $20m
Car insurance optional extras gives you the power to customise your comprehensive cover. We're all different, so you have the option to add-on one or more covers to protect your car, giving you more peace of mind when you drive. Car insurance extras for cover when you need it.
You can add optional extras when you get a comprehensive quote, part way through your policy and at renewal. Of course, any optional extra needs to be on your car insurance policy before an event that you might need to claim for.
New for Old Car Replacement
Do you love your car? Did you buy it new (or nearly new)? Then this car insurance add-on could be good for you. With New for Old Car Replacement option, we will replace your car if it's a total loss.
This cover gives you a peace of mind that you will get a brand-new car so you can go about your business as you normally would. We will replace your car with the same make and model (where available).
That way, you can still enjoy a sweet new ride. New for Old car insurance cover is available on cars up to 3 years old.
Keep Mobile – Hire Car and Copycat cover
Couldn't live without your car? If you cannot drive your own car because of an incident covered by your policy, the Keep Mobile option means we'll arrange a hire car for you.
The hire car will be a similar make and model to your car (in our opinion) so you can feel right at home.
Plus, you'll get copycat cover which means you'll have the same car insurance cover which you normally hold for whatever car you're driving (limited to market value) while your car is unavailable.
Windscreen and Window Glass Cover
Sometimes things happen, may be a stone flies up and chips your windscreen or window glass. With the Windscreen and Window Glass cover, you don't need to pay an excess to get this fixed - even if it's just a crack (when the only damage is to your car's windows or window glass).
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What are the different types of car insurance?
Bingle offer two types of car insurance:
Comprehensive covers you for car theft, accidental damage or loss of your car, and damage to someone else's vehicle or property up to $20 million. If you have an accident or other mishap, Comprehensive Car Insurance can get you back on the road and protect you from liability claims that other people might make for damage to their property caused by the use of your car.
Third Party Property Damage covers you for up to $20 million legal liability for any damage the use of your car causes to other people's property or car. You are not covered for any damage to your own car or for injuries to other people.
Compulsory Third Party (CTP) or GreenSlip Insurance is not provided by Bingle. This type of insurance covers your liability to pay compensation for injuries to other people.
How much can I insure my car for?
Your car is covered for its market value. Your car includes keys, options, accessories, or modifications that are permanently fitted to your car. Market value means the amount we assess your car to be worth on the road in your local area. We'll consider your car's make, model, age, condition and kilometres travelled in assessing its market value. We may use recognised industry publications to assist us in determining its market value. Market value includes costs of registration and compulsory Third Party insurance and any stamp duty and transfer fees. Depending on the age of your car, our New for Old option might be available to you on this policy.
Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.
If you need some help, Bingle has answers to your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!