Generally, from the age of 16, teenagers can apply for a learner driver permit. If they meet the requirements, they can then start learning to drive with a fully licensed driver supervising them.
If you're a parent, you probably want to make sure your child is properly insured while they are learning to drive.
Bingle makes it easy. You don't have to tell us that a learner driver is driving your car or edit your policy. You just need to have a listed driver in the car while the learner is driving, and then the L-plater will also be considered a listed driver.
If there's not a listed driver in the car, the unlisted driver excess may apply. This is important to keep in mind if a learner driver is getting driving lessons by an instructor. Update your listed drivers here.
Bingle doesn't have a specific leaner driver car insurance product, and you don't need to add learners to your policy.
If you want your learner driver to be insured, simply take up either Comprehensive Car Insurance or Third Party Property Damage Insurance, and make sure a listed driver is in the car to avoid the unlisted driver excess.
Find out more about our car insurance products:
Covers you for damage to your car, as well as to other people's vehicles and property caused by the use of your car. This is our highest level of cover.
Third Party Insurance only covers damage to other people's cars and property when caused by the use of your car. (Your car isn't covered.)
Depending on the age of the learner and whether a listed driver was in the car, more than one excess may apply for learner drivers.
Here at Bingle we have three types of excess:
Compare our Comprehensive Car Insurance and Third Party Property Damage Car Insurance to see the different options. Read the PDS to see the different excesses that may apply if you need to make a claim.
Claims Payment examples and information about Excesses can be found in the relevant Premiums, Excess and Claims Guide (PED) for that product.
If the learner driver is 17 and you (the listed driver) were in the car with them, you'd have to pay:
Standard excess + $600 age excessIf the learner is 28 and you (the listed driver) were in the car with them, you'd have to pay:
Standard excess onlyIf the learner is 17 and no listed drivers were in the car at the time of the incident the excess would be:
Standard excess + $600 + $1,950Bingle puts you in the driver's seat
24/7 online access to your policy so you can make a claim anywhere, anytime.
We use the same repair network as AAMI and Suncorp Insurance, giving customers access to 300+ repairers.
Login 24/7 to see up to date repair tracking. And we'll keep you updated every step of the way by email or SMS.
You can leave any time you want, at no cost. Because we know there's nothing worse than a relationship that you just can't get out of!