What is Comprehensive Car Insurance?
Comprehensive Car Insurance is a type of insurance that covers you for accidental damage or loss to your car. It also provides cover for accidental damage caused by the use of your car to someone else's vehicle or property up to $20 million.
So if you have a bingle or other mishap, Comprehensive Car insurance can get you back on the road and help cover you from liability claims that other people might make for damage to their vehicle or property caused by the use of your car. What does Comprehensive Car Insurance cover?
Comprehensive Car Insurance covers accidental loss or damage to your car, as well as your liability for the accidental damage it causes to other people's property, including their vehicles. Your car is also covered for damage caused by hail, fire, theft, or vandalism. Does Comprehensive Car Insurance cover hail damage?
Comprehensive Car Insurance is a type of insurance that covers you for accidental damage or loss to your car. It includes cover for hail damage. What should I do if I have a car accident?
If you are involved in a crash, you should stay away from the traffic – stand on the footpath or on the side of the road where it is safe. Call emergency services on 000 if anyone's injured, or the road is blocked.
All our claims can be lodged easily online. Once you're safe (or have made it home) you can log in to make a claim. How do I contact Bingle?
Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.
Take me to Policy Self Service
If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!
Take me to the Help Centre
To access your policy online you can register online.
If you don't know your policy number, our Policy Finder can help. What is rideshare insurance?
Bingle offers insurance cover for ridesharing if you drive your car and offer rides through apps like Uber, Shebah, Lyft, Ola, and others. You can choose between Comprehensive Car Insurance and Third Party Car Insurance. To take out rideshare insurance, you just need to select this usage type and have this correctly listed on your policy. You can do this when you get a quote or update an existing policy by logging in to self-service. Bingle does not provide cover if you have other people use your car to provide ridesharing services.
Bingle does not offer cover for food and courier delivery driving (e.g. UberEats), taxis, cars you hire out and car sharing schemes – even if they're booked via an app. Are learner drivers insured?
Learner drivers (people on their Ls) will not need to get a separate car insurance. As long as there is a listed driver in the car, they are automatically covered under the listed driver’s Bingle insurance policy.
The learner driver will then be treated as a listed driver, and an additional age excess will apply if they are under the age of 25 at the time of the incident. Once the learner driver is on their Ps you may want to list them as a driver on your policy. Otherwise an unlisted driver excess might apply.