What is Third Party Car Insurance?
Third Party Car Insurance covers accidental damage caused by the use of your car to someone else's property or vehicle. When you are at fault, the costs of repairing damage or replacing a third party's property or vehicle could be high, so our Third Party Car insurance can cover you for up to $20 million. What does Third Party Car insurance cover?
Third Party Car Insurance covers accidental damage caused by the use of your car to someone else's property or vehicle. You are not covered for any damage to your own car or for injuries to other people. Our Third Party Car insurance provides cover for legal liability for up to $20 million.
For more information, check out the Third Party Car Insurance policy documents Is CTP the same as Third Party insurance?
Third Party Car Insurance is different to CTP (Compulsory Third Party). CTP Insurance covers your liability to other people’s injuries involving your vehicle. Third Party Car Insurance provides covers for damage your car causes to other people's property or car, up to $20 million.
Because we're so busy offering great car insurance at a low price, Bingle doesn't offer CTP insurance – check out AAMI or Suncorp Insurance (who, like Bingle, are also part of The Suncorp Network). How do I contact Bingle?
Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.
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If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!
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If you need to register a new email to access your policy, you can do that here.
If you don't know your policy number, our Policy Finder can help. Are learner drivers insured?
Learner drivers (people on their Ls) will not need to get a separate car insurance. As long as there is a listed driver in the car, they are automatically covered under the listed driver's Bingle insurance policy.
The learner driver will then be treated as a listed driver, and an additional age excess will apply if they are under the age of 25 at the time of the incident. Once the learner driver is on their Ps you may want to list them as a driver on your policy. Otherwise an unlisted driver excess might apply.