Whether or not your personal car insurance covers you while you're rideshare driving can depend on what type of policy you have, and with which insurer. Bingle have a few options that can help you stay covered1 and hit the road with confidence.
If you decide to take out our Comprehensive Car Insurance, you can consider adding one or more of our optional extras.
Windscreen and Window Glass Only cover gives you excess-free claims for incidents in which the only thing damaged is your windscreen, window glass or sunroof. For example, if a rock is flicked up and chips your windscreen, you can get it fixed and you won't have to pay any excess.
If you have New for Old cover and your car is deemed by us to be a write off as a result of an insured incident, we'll replace it with a brand-new car of the same make and model. If the same model isn't available, we'll replace it with as close as we can find. This cover is available for cars 3 years old and under.
With optional Keep Mobile cover if you can't drive your car after an incident covered by your insurance, we'll organise a hire car for you. It'll be a similar make to yours (see PDS for more information). Due to the terms and conditions of hire car companies, hire cars often can't be used for ridesharing, but at least you'll have a car for personal use.
Repairs can be delayed for all kinds of reasons. That's where having a hire car until your car is repaired, or assessed, is handy!
Bingle offers insurance for people driving for Uber, including UberX, Uber Comfort, UberPool and UberXL, as well as similar rideshare service like Lyft, Shebah, DiDi and so on. We don't currently cover UbersEats or UberBlack.