You may not realise but there are certain things you can do that can cause your insurer to reject or decline car insurance claim. That's why having a good understanding of what is and isn't covered by your car insurance policy is super important! Here are the most common things you can do that could make your insurer deny a claim.
3rd February 2021
If you get into an accident while speeding, drag racing or doing donuts and burnouts, as well as touching your phone, this may cause your insurer to deny your claim. That's why it's important to maintain good safe driving habits on the road so you could remain covered.
While hotted up modifications can make your car quicker, if you're found to have them after you've been in an accident, this may force your insurer to deny your claim. We don't mean tinted windows and swift car seats, but things that can make your car actually go faster (think the Fast and Furious Tokyo Drift). These include:
On the flipside, Bingle Comprehensive Car Insurance can cover modifications and accessories permanently fitted to your car, like a spoiler or exhaust — just make sure to let us know so we can cover it!
If you've got a criminal history relating to fraud, theft, drugs, arson, burglary or malicious damage, you may not be eligible with some insurers, including Bingle. As a policy holder, you're also required to let us know. If you don't tell us, and we find this out if you ever need to make a claim, we may cancel your policy and decline your claim.