What's the difference between Comprehensive and Third Party Car insurance?
Bingle has two kinds of car insurance – Comprehensive Car Insurance and Third Party Property Damage Insurance, also known as Third Party Car Insurance.
Comprehensive Car Insurance covers accidental loss or damage to your car, including damage caused by collisions, theft and natural events, and up to $20m legal liability cover for accidental damage to other people's vehicles and property caused by the use of your car.
There are a few optional extras available with our Comprehensive Car Insurance:
With Third Party Car Insurance, you're covered for accidental damage to someone else's vehicle or property caused by the use of your car (up to $20 million in legal liability cover).
While Third Party Car Insurance is generally cheaper than Comprehensive Car Insurance, you won't be covered by Bingle for any damage to your own car if you have an accident. You also can't add any optional extras to your policy.
For full inclusions and exclusions, please refer to the PDS.