Award winning car insurance

We won the Canstar award for Outstanding Value Car Insurance in 2023, 2022, 2021, 2020, 2018 and 2017.

Car Insurance

Choose the car insurance that's right for you

We all know car insurance is important. But for most people, choosing the right car insurance is not something you want to spend lots of time or money on. At Bingle we offer cheap car insurance that's straightforward, and affordable. We offer Comprehensive Car Insurance and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire. Third Party Car Insurance covers you for your legal liability arising from accidental damage caused to other people's cars and property by the use of your car.

Our highest protection

Comprehensive Car Insurance

Covers you for damage to your car, as well as to other people's vehicles and property caused by the use of your car. This is our highest level of cover.

  • Cover for accidental loss or damage to your car, including fire, theft, flood, weather events, and driving accidents
  • Legal liability for accidental damage to other people's cars and property up to $20m
  • Rideshare 1
  • Learners (L-plate drivers) 2
  • Baby capsules and child seats for up to $500 per item for any one incident
  • General wear & tear

Optional Extras

Get a quote Find out more

Third Party Car Insurance

Third Party Insurance only covers damage to other people's cars and property when caused by the use of your car. (Your car isn't covered.)

  • Cover for accidental loss or damage to your car
  • General wear & tear
Get a quote Find out more

Compare car insurance

Compare what's covered under Comprehensive Car Insurance and Third Party Car Insurance to help you choose the cover that fits your needs and your budget.

Available Available Available Available Available

This table is just a summary. See the PDS for full details of terms, conditions, limits and exclusions about what is and isn't covered. The Target Market Determination is also available.

Car insurance optional extras

Car insurance optional extras gives you the power to customise your comprehensive cover. We're all different, so you have the option to add-on one or more covers to protect your car, giving you more peace of mind when you drive. Car insurance extras for cover when you need it.

You can add optional extras when you get a comprehensive quote, part way through your policy and at renewal. Of course, any optional extra needs to be on your car insurance policy before an event that you might need to claim for.

Why choose Bingle?

At Bingle we make car insurance simple

Insuring drivers since 2007

We've covered over 715,000 cars since 2007 and paid over 165,000 claims. We're there when you need us the most.

Our best price, always

We don't offer discounts that you'll end up paying for later. Just honest pricing year after year.

Award winning

Bingle offers affordable, great value car insurance without the costly overheads. We've been awarded the Canstar Outstanding Value Car Insurance Award in 2023, 2022, 2021, 2020, 2018 and 2017.

24/7 claims

Lodge your insurance claim online 24/7, 365 days of the year


Want to know a little more about Bingle? Find out more.

Our customers rate us! 

Reviews from real customers

All customer reviews published on this site are collected, moderated and managed by Bazaarvoice, a third-party ratings and reviews provider. These reviews are captured directly after a customer purchases a Bingle policy, or makes a claim.

How to get a car insurance quote with Bingle

Select car insurance cover

Choose the type of car insurance that you're looking for.

Share your information

Let us know some details about your car and who drives it.

Get covered

Answer all the quote questions and you'll get a car insurance quote based on your details and you can buy through Bingle.

Get a quote


What are the different types of car insurance?

There are three main different types of car insurance – Comprehensive Car Insurance, Third Party Car Insurance, and Compulsory Third Party (CTP) Insurance – also known as Greenslip Insurance.

Bingle offers two types of car insurance:

  • Comprehensive Car Insurance provides cover for accidental loss or damage to your car by theft or an accident, and legal liability of up to $20 million for accidental damage to someone else's car or property caused by the use of your car. If you have an accident, Comprehensive Car Insurance can help get you back on the road and help cover liability claims that other people might make for damage to their property caused by the use of your car.
  • Third Party Car Insurance covers you for up to $20 million legal liability for any damage the use of your car causes to other people's property and car. You are not covered for any damage to your own car or for injuries to other people.
  • Bingle does not offer CTP Insurance. This type of insurance covers your liability to pay compensation for injuries to other people. You can get in touch with AAMI or GIO (who, along with Bingle, are part of the Suncorp Network) and they may be able to help!
How much can I insure my car for?

With Bingle, your car is covered for its market value. Your car includes keys and accessories or modifications that are permanently fitted to your car. Read the PDS and get a quote to see exclusions

Market value means the amount that the market would pay for the car. The market value of the car includes many factors such as your car's make, model, age, general condition of the car and kilometres travelled. We may use recognised industry publications to assist us in calculating its market value.

Market value excludes costs of rego, Compulsory Third Party insurance and any stamp duty, transfer fees dealer warranty costs and dealer delivery.

Depending on the age of your car, our New for Old option might be available to you on this policy.

Find out more about New for Old and make sure to the read the PDS in full

How do I contact Bingle?

Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.

Take me to Policy Self Service

If you need some help, Bingle has answers to your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!

Take me to the Help Centre

To access your policy online you can register online.

If you don't know your policy number, our Policy Finder can help.

What is the car insurance claim process?

Making a claim is easy and can be done online 24/7 in 3 simple steps.
Step 1 - Lodge your claim online, you'll be given a claim number instantly
Step 2 - Have the damages assessed
Step 3 - Track your claim until it's finalised.

Find out more on how to lodge a claim.

Still got questions?

To find answers to your questions, read all FAQs, go to our Help Centre, or use the Help widget on this page!

Get a car insurance quote today!

Get a quote Retrieve my quote