Bingle covers learner drivers – those on their Ls or L plates. Learner drivers don’t need to be listed on the policy. You just need to have a listed driver in the car while the learner is driving. Having a listed driver in the car will avoid the unlisted driver excess.
Bingle car insurance
If you’re looking for award-winning no fuss car insurance, you've come to the right place.
Award winning car insurance
Bingle has won the Canstar award for Car Insurance - Outstanding Value Australia every year from 2020 to 2023.
Choose the car insurance that's right for you
We all know car insurance is important, but that doesn’t mean they want to spend lots of time or money finding the right policy. To keep things easy, Bingle offers two levels of cheap car insurance that are both straightforward and affordable.
Comprehensive Car Insurance covers accidental loss or damage to your car, caused by insured events like driving accidents, theft or malicious damage, hail, storms, or fire.
Third Party Car Insurance covers liability caused by accidental damage to someone else’s car or property caused by the use of your car.
Our highest protection
Comprehensive Car Insurance
Our highest level of cover includes accidental loss or damage to your car and liability for accidental damage to someone else’s car or property caused by the use of yours.
Cover includes:
Cover does not include:
Optional Extras
See the Product Disclosure Statement (PDS) for a full list of optional extra inclusions and exclusions.
Third Party Car Insurance
Third Party Insurance only covers damage caused by your car to someone else’s car or property. Your car is not covered.
Cover includes:
Cover does not include:
Compare online car insurance policies
Not sure which policy is the better fit? Bingle makes it easy to compare car insurance quotes and policies to help you choose the cover that fits both your needs and your budget.
Car insurance optional extras
Everyone's car insurance needs are different so our range of optional extras – including New for Old Car Replacement, Keep Mobile - Hire Car and Windscreen and Window Glass cover – means you can customise your comprehensive cover to suit your lifestyle and budget.
You have the freedom to include any or all optional extras when you get a quote, mid-policy term or at renewal - not available for Third Party insurance. Just remember, any optional extra must be added to your car insurance policy before an event that may lead to a claim.
Why choose Bingle?
Bingle makes car insurance simple and affordable.
Our best price. Always
No discounts you'll end up paying for later. Just honest pricing all year round.
Award winning
Bingle consistently offers car insurance that’s affordable, great value and has no costly overheads. We’ve even won the Canstar award for Car Insurance - Outstanding Value Australia every year from 2020 to 2023.
24/7 claims
Lodge an online car insurance claim 24/7, 365 days a year.
Want to know a little more about Bingle? Find out more.
Our customers rate us!
Reviews from real customers
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All customer reviews published on this site are collected, moderated and managed by Bazaarvoice, a third-party ratings and reviews provider. These reviews are captured directly after a customer purchases a Bingle policy or makes a claim.
How to get a Bingle car insurance quote
Select your cover
Decide on the type of car insurance to best suit your lifestyle and budget.
Share your information
We need some details about the car you want to insure and any drivers.
Secure your policy
Answer all the questions and we will immediately issue a customised car insurance quote. If you like what you see, buy the quote to create your new Bingle car insurance policy.
Frequenty Asked Questions
Your most common questions
There are three main types of car insurance: Comprehensive Car Insurance, Third Party Car Insurance and Compulsory Third Party (CTP) Insurance – also known as greenslip insurance in NSW.
Bingle offers two types of car insurance:
- Comprehensive Car Insurance - provides cover for accidental loss or damage to your car after an insured event and legal liability up to $20 million for accidental damage to someone else's car or property caused by your car. If you have an accident, Comprehensive Car Insurance can help:
- get you back on the road, and
- cover liability claims other people may make for accidental damage to their car or property caused by your car.
- Third Party Car Insurance – provides cover up to $20 million in legal liability for any accidental damage your car causes to someone else’s car or property. You are not covered for any damage to your own car or injuries to other people.
Bingle does not offer CTP insurance, which covers your liability to pay compensation for injuries to other people. If you need CTP insurance, get in touch with AAMI, Apia or GIO – also part of the Suncorp Network – for more information.
Bingle is an online-only insurer meaning we don't operate costly call centres, which helps keep our insurance premiums low. Our online My Account puts you in control. You can change almost anything from listed drivers to updating your payment or contact details and more.
If you need more help, Bingle can answer your questions on our Help Centre page. We have step-by-step guides on everything from cancelling your policy to paying your overdue instalments. It's all there!
Or why not try asking Buddy, the Bingle virtual assistant? It’s located in the little green box at the bottom right corner of every page.
Register for Bingle My Account here.
Can’t find your policy number? Our Policy Finder can help.
Bingle will insure your car for its market value. Your car includes keys and accessories or modifications permanently fitted to your car. Read the PDS or start a quote to see exclusions.
Market value means the amount that the market would pay for the car. It includes many factors such as your car's:
- make
- model
- age
- general condition, and
- kilometres travelled.
We may use recognised industry publications to help us calculate the market value.
Market value excludes costs of rego, Compulsory Third Party insurance and any stamp duty, transfer fees, dealer warranty costs and dealer delivery.
Depending on the age of your car and your policy cover, you may be able to use our New for Old option.
Making an online, 24/7 claim is easy. And it only takes three simple steps.
- Lodge your claim online to receive a claim number instantly
- Have the damages assessed
- Track your claim until it's finalised
Read more about how to claim with Bingle.
For more information
- Visit the Bingle Help Centre.
- Ask Buddy, the Bingle virtual assistant – the little green box at the bottom right corner of every page – for help.
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Learner – L-plate – drivers
New for Old Car Replacement
Available for cars less than three years old.
