How to protect your car in extreme weather

Flash flooding, hailstorms and falling branches can do their fair share of damage to our cars. But there are a few things you can do to protect yourself and your vehicle.

Sign up for weather alerts

The best way to avoid getting caught out is to stay updated on changing conditions. Checking the weather the day before is one thing, as we all know how quickly conditions can change. Instead, enable real-time weather alerts on your phone. For example, you can sign up to receive alerts from apps like the Bureau of Meteorology or AccuWeather for up-to-date storm info in your local area.

Avoid driving in heavy downpours or hail

If you can avoid it, it's best not to drive in severe rain and hail. But if you do get caught in the middle of a downpour or a hailstorm, don't panic. There are a few things you can do to protect your car from hail damage. Try to find somewhere sheltered to pull over and park. Look for covered carparks, service stations, or other well-built undercover areas.

Park your car away from large trees and stormwater drains at home

  • If you don't have access to a carport or garage, you may find the next best place to park during bad weather is in your driveway, next to your house. Buildings can provide your car with a bit of shelter from hazards such as hail, depending on which direction it's coming from. But if you have to park on the street, avoid parking under big trees, as branches could fall and damage your car. You might also want to consider getting a hail cover or car umbrella to help reduce the impact of hail damage.
  • When parking on the street during heavy rain, try not to park your car over a stormwater drain. Doing so may block the water from draining properly, which can end up causing flooding.

Don't drive through flooded roads

Even if it doesn't look too deep at first glance, don't attempt to drive through a flooded road. Water levels can be much higher than they initially appear, and even shallow waters can carry your vehicle away. If you can, avoid driving in these conditions altogether. If you're expecting flooding, park your car in an elevated area or on higher ground, away from bodies of water.

Know what you're covered for

Not all types of car insurance will cover you for damage from natural weather events like hail, storms, and flooding. It's worth checking whether you'll be covered if your car does get damaged under these circumstances. But don't wait until a storm is rolling in – get insured ahead of time so you can have one less thing to worry about.

Bingle's Comprehensive Car Insurance provides cover for hail and storm damage, so you can feel confident no matter the weather.

Learn about Comprehensive Car Insurance