What you should know about insuring your car for business use

30th September 2020

You probably already know that Bingle offers car insurance for people using their car for personal use. We also offer car insurance if you use your car for certain types of business purposes - like if you're a tradie and you use your car/ute for work, or if you're a travelling salesperson/sales rep.

But there are some occupations or types of work that we don't provide cover for. These include, but are not limited to, the following:

• Using your car for paid driver education purposes when you use dual controls
• Using your car as a taxi/courtesy/hire car
• Using your car as a courier/delivery driver
• Using your car as a removalist
• Using your car for racing or rallying

Driving for Uber or a similar company? Good news – we offer insurance for people who use their car for rideshare purposes, check out our rideshare insurance! Just select the relevant 'Ride share/Ride hail' option when you get a quote.

Just note, we don't currently cover Uber Eats or similar food delivery services.

• If you use your car for business – whether you're a plumber, an electrician, a sales rep etc – you likely depend on your car/ute to help you generate your income. That means having car insurance would probably be quite important to you. The good news is Bingle can help – check out our Comprehensive Car Insurance or Third Party Car Insurance.
• Another thing to keep in mind is that if you're using your car for business purposes, you may be more likely to be involved in an unexpected incident than if you just use your car for personal use. This is because you might spend more time driving in unfamiliar areas, at busier times or for longer distances. You may simply spend a lot more time driving, increasing the potential of being involved in an incident, or being on the road during a weather event. This is where insurance comes in handy!