How To Change Your Car Insurance

28 October 2020

At some point, you'll probably need to update your car insurance policy. Luckily Bingle makes it easy. Whether you're an existing customer looking to update your details, or considering making the switch to us, we've got plenty of tips to help you out.

What do I need to let Bingle know to keep my car insurance up to date?

These are the kinds of things you'll need to keep up to date:

  • Change of address - let us know if you move to a new house/change where your car is located. Some areas have higher or lower levels of risk, which can make your premiums go up or down.
  • New personal details - if you've changed your phone number, email address or any other contact detail.
  • To make sure your new car is covered, you'll need to update your policy within 14 days of getting it, and
  • The cover of your old car will stop when we start covering your new car, basically we only cover one car at a time.
  • If you've bought a new car and want to switch from say a Comprehensive Car Insurance policy to Third Party property (or vice versa) you will need to take up a new policy with us.
  • Optional extras1 - On a Bingle Comprehensive Car policy, if you want to have optional extras like Hire Car, Keep Mobile cover, Windscreen and Window Glass Only cover, or New for Old (for cars less than 3 years old), then you can add these at any time. You'll only be able to remove these from your policy at the next renewal time.
  • Add or remove listed drivers - avoid potentially having to pay an Unlisted Driver excess by listing all regular and household drivers on your policy. If someone's no longer driving your car, you can remove them at any time.

Some changes (like your contact details or address, listed drivers, and buying a new car) should be done as soon as possible or within the timing required under the policy terms. Other changes (like removing optional extras on Bingle's Comprehensive Car Insurance policies) can only be done at renewal time.

How do I update my Bingle car insurance policy?

  • Bingle is an online only insurer. This means we don't have a phone number or costly call centres. This allows us to keep offering cheap and simple car insurance.
  • It's still easy to keep your policy with us up to date.
  • Simply log in to Bingle to update your details, and anything else listed above. You can also check your current policy and download documents.

Need help updating your policy?

How to switch car insurance policies

Not a Bingle customer but want to make the switch?

Here are a few reasons to consider Bingle:

  • Bingle has covered over 715,000 cars since 2007 and paid over 165,000 claims
  • Online only means we can offer simple and affordable car insurance
  • Comprehensive Car Insurance policy holders have access to 300+ repairers plus a lifetime guarantee on all authorised repairs (we're part of the Suncorp Network so we use the same trusted repairs network as GIO, AAMI, Apia and of course Suncorp Insurance).

Wondering when the best time is to make the switch to Bingle? Well, maybe you've just got your renewal notice from your current insurance provider and you're not happy with your cover and/or the price. Renewal time is a great time to shop around for car insurance, but keep in mind you can switch your car insurance at any time (just check if your current provider charges a cancellation fee – though it may well still be worth switching to Bingle!)

If you're considering Bingle, follow these simple steps:

1Optional extras benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can’t add optional extras after an incident and have damage or loss covered for that same incident. Optional extras must be added to your policy before the incident you’re claiming for. Please refer to the PDS for more information.