13th November 2020

What is and isn't covered by insurance if I hit wildlife

As mentioned above, if you're in a collision with wildlife, such as a roo or wallaby, and you have comprehensive cover, you could be covered as long as the hit wasn't intentional. Same goes for a domestic animal, like a cat or dog. You'll may also be covered for accidental damage to other people's cars and property if you're legally liable, say if you swerve to avoid hitting an animal, and hit another car in the process.

If you have Third Party Car Insurance, on the other hand, you won't be covered for damage to your vehicle if you hit wildlife. That being said, if your car accidentally causes damage to someone else's car or property, your legal liability could be covered.

For more information on what is and isn't covered, read the PDS.

How to make an insurance claim if you hit an animal

You can make a claim online with Bingle 24/7, in just a few simple steps. Don't forget to get the contact details and rego if there was any drivers or witnesses involved, and take snaps of all the damage to support your claim.

Make A Claim

Will I still have to pay an excess if I hit an animal?

Here at Bingle, we usually require an excess to be made upfront when you lodge a claim. However, it's unlikely we'll refund your excess if you hit wildlife.

How to avoid animal collisions

Whether you're driving on a suburban street or the open road, it's important to keep these tips in mind:

If you think you're going to hit an animal

If you think you're going to hit an animal, there are a few things you should do:

What to do if you hit an animal

If you hit an animal, try to move it from the road or call the local police hotline if you can't, and make sure the road is free from obstacles that might impact other drivers. You should also:

Call your local wildlife rescue organisation

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