tick
correct
Legal liability cover
If you accidentally damage someone else’s vehicle or property with your car, we’ll offer cover for up to $20 million. Yep, million.
What's covered
tick
correct
Other people you allow to drive your car
But if that driver is under 25, and/or isn’t a listed household member or regular driver, an additional excess will apply if you make a claim.
What's covered
tick
correct
Liability for damage caused by caravans and trailers
If your car was towing a caravan or trailer and it caused damage to someone else's car or property, we’ll cover it.
What's covered
cross
error
Damage to your own car
That goes for all damage, including damage to your car in a collision, weather events, theft, attempted theft, or malicious damage. To cover your own car, check out Comprehensive Car Insurance!
What's not covered
cross
error
Injuries to you or other people
Injuries sustained in a road incident are usually covered by mandatory Compulsory Third Party (CTP) Insurance.
What's not covered
cross
error
Intentional damage
If you or someone you’ve allowed to drive the car causes damage on purpose, we won’t offer cover for it.
What's not covered
cross
error
Unlicensed drivers
If someone without a valid licence is behind the wheel, there’s no cover - unless you prove you weren’t involved and had no idea it was happening.
What's not covered
cross
error
Unregistered cars
Your car must be registered. If it’s not, and an incident occurs because the vehicle is unregistered, you won’t be covered unless it was not caused by or a result of the car being unregistered.
What's not covered
center
For more info on what is and isn’t covered, including terms, limits, conditions and exclusions, read the relevant Product Disclosure Statement (PDS).
The Target Market Determination is also available.
The Target Market Determination is also available.
left
Why choose Bingle?
Things that make Bingle a no-brainer.
We skipped the call centre to help you skip extra costs
By operating exclusively online, we skip overheads like call centres to help you get lower-cost insurance.
Award-winning value
Bingle has won Canstar’s Outstanding Value Car Insurance award in 2025, 2024, 2023, 2022, 2021, 2020, 2018 and 2017. Wow, that’s a lot.
24/7 online self-service
Get a quote, manage your policy or make a claim anytime. It’s all online, and all through a straightforward digital process that’s quick, easy, and fits around your life.
Know you’re always getting our best price
No discounts you'll end up paying for later with surprise hikes. Just simple, honest pricing all year round.
Frequently Asked Questions
block
true
suncorp:bingle/products/motor/car/third-party-property
question ASC
View all FAQs
Related articles
View all articles
Insurance for P platers
Read more
How much will my car insurance cost?
Why we're a cheap car insurance provider
What is an excess in car insurance?