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Accidental loss or damage
Accidents happen. We’ll cover your car up to its market value when your car is damaged in an insured event.
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Theft or break-ins
If your car is stolen, broken into, or damaged in an attempted theft, we’ll repair or replace damaged parts, or your claim may be settled as a total loss.
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Third party legal liability cover
If you accidentally damage someone else’s car or property with your car, we’ll cover your legal liability up to $20 million. Yep, million.
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Mods and accessories
Got mods or accessories that are permanently fitted to your car? They're covered - with no need to list them on your policy.
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Wild weather
Come rain, hail, fire, or floods, we’ve got you covered.
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Wear, tear, and gradual deterioration
It’s up to you to keep your car in good nick, including the tyres. We don’t cover general wear and tear of your car or mildew, mould, rust corrosion or depreciation.
What's not covered
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Mechanical and electrical breakdown
We don’t cover any structural, mechanical or electrical failures or breakdowns.
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Intentional damage
If you or someone you’ve allowed to drive the car causes damage on purpose, we won’t cover it.
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Unlocked cars
We won’t cover you if your car was left unattended, unlocked and with the keys inside. If it gets stolen or damaged, that one’s unfortunately on you.
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Unlicensed drivers
If someone without a valid licence is behind the wheel, there’s no cover - unless you prove you weren’t involved and had no idea it was happening.
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Unregistered cars
Your car must be registered. If it’s not, and an incident occurs because the vehicle is unregistered, you won’t be covered unless it was not caused by or a result of the car being unregistered.
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This information is a summary only. For more info on what is and isn’t covered, including terms, limits, conditions and exclusions, read the relevant Product Disclosure Statement (PDS). The Target Market Determination is also available.
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What else do you get?
Things that make Bingle a no-brainer.
We skipped the call centre to help you skip extra costs
By operating exclusively online, we skip overheads like call centres to help you get lower-cost insurance.
Towing costs
If your car can’t be driven after an incident, we’ll cover the cost to tow it to our repairer or another agreed location.
Lifetime repair guarantee
When you get your car fixed through our authorised repairer network, we guarantee the repairs for as long as you own the car.
Baby capsule and child seat cover
If your car is in an accident or stolen, we’ll cover baby capsules or child seats up to $500 per item.
Award-winning value
Bingle has won Canstar’s Outstanding Value Car Insurance award in 2025, 2024, 2023, 2022, 2021, 2020, 2018 and 2017. Wow, that’s a lot.
Emergency travel and repairs
Car can’t be driven safely? We’ll cover reasonable emergency repairs and travel to get you home or to your intended destination.
Frequently Asked Questions
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