How can I get rideshare insurance?

Driving for UberX, Uber Comfort, UberPool, UberXL, Lyft, DiDi, Shebah or another rideshare service? When you drive your car for a rideshare or ride hail app, you'll probably want to have insurance if you're caught up in an accident, so you may want to consider rideshare cover. Simply get a quote online for either Third Party or Comprehensive Car Insurance, and when asked about the primary use of your car, select rideshare.

Plus, if you take up Comprehensive car insurance you can choose optional hire car cover, so if your car's ever out of action because of an incident covered by your policy, we'll arrange some temporary wheels for you. Due to the hire car company's terms and conditions, hire cars often can't be used for rideshare purposes, but you'll still be able to use the hire car for your own personal use. Compare Third Party Property Damage and Comprehensive Car Insurance cover below.

Car insurance for rideshare drivers

Insure your ride with Bingle. Select the type of car insurance cover you need.

Our highest protection

Comprehensive Car Insurance

You're covered for accidental damage or loss to your car caused by things like theft, attempted theft, collision, malicious damage and fire.

  • Damage or loss to your car, up to the market value
  • Accidental damage to other people's cars & property caused by the use of your car
  • Damage to your car from natural hazards like flood, hail, and fire
  • Up to $20m legal liability insurance
  • No cancellation fee
  • Online self service
  • Online claims lodgement

Optional extras

Get a quote Find out more

Third Party Car Insurance

Covers accidental damage to other people's cars and property caused by the use of your car, but not damage to your own car.

  • Accidental damage to other people's cars and property caused by the use of your car
  • Up to $20m legal liability insurance
  • No cancellation fee
  • Online self service
  • Online claims lodgement

What's not included

  • Damage to your car

Optional extras

Zilch. You can't purchase optional extras with Third Party Car Insurance.

Get a quote Find out more


This is just a summary. See the PDS for full details of terms, conditions, limits and exclusions about what is and isn't covered.

Our customers rate us!

Optional extras for Bingle Comprehensive Car Insurance

Keep Mobile

  • Optional hire car cover means we'll arrange a hire car when your own is out of action because of an incident covered by your policy. We'll try to provide a similar make and model to your car so you can feel right at home.
  • Plus, you'll get copycat cover. In a nutshell, copycat cover means that while we settle your claim, you'll have the same insurance cover which you normally hold for whatever car you're driving (limited to market value) while your car is unavailable - whether that's a hire car, your partner's car, your friend's car, and so on. Your listed drivers will also be considered listed drivers when driving that car too.
  • Just remember, hire cars can't be used for rideshare purposes depending on the hire car provider's terms and conditions.


Windscreen and Window Glass Cover

Cover for damaged windscreen and window glass repairs and replacements without having to pay an excess, when the windscreen or window glass is the only thing that's been damaged. Includes windscreen, window and sunroof glass.


New for Old1 replacement

That brand new car feel is great isn't it? With optional New for Old replacement cover, if your car is a total loss, we'll replace it with a brand new car of the same make and model (where available). That way, you can still enjoy a sweet new ride.


For full inclusions and exclusions on optional extras, please refer to the PDS.

Why choose Bingle car insurance?

We put you in the driver's seat.

Here for you at claim time

Make a claim online 24/7, and simply log in to view up-to-date repair tracking or action something on your claim – for example, you can pay your excess, book a repairer, change the date and time of repairer booking, and upload documents/images.

Help at your fingertips

Our online tools allow you to make changes to your policy, so you can update your contact details and policy if you get a new car, and more.

300+ repairers nationwide

We use the same repair network as AAMI and Suncorp Insurance, giving customers access to 300+ repairers.

No cancellation fee

You can leave any time you want, at no cost. Because we know that waiting until 'next year' won't cut it!


What cover does Bingle provide when using my car for rideshare services?

When you have rideshare use nominated on your policy, Bingle's Comprehensive Car Insurance covers damage to your car if it was being used in a rideshare arrangement, including Uber, Lyft, Shebah or other rideshare apps. Cover includes:

  • Driver-partners who use privately owned vehicles to provide trips or journeys through ride share or ride hail apps such as Uber, Lyft, Shebah, and more.

Bingle's Third Party Property Damage car insurance covers damage caused by the use of your car to another person's property.

We recommend that you check the policy documents before selecting Third Party or Comprehensive Car Insurance. You'll find all the nitty gritty of what's included and not included, so you can choose which meet your needs.

Please note: A taxi or hire car is not treated as rideshare for this policy.

What's the difference between Comprehensive Car Insurance and Third Party Property Damage?

With Comprehensive Car Insurance, you're covered for damage to your car, and other people's car and property. With Third Party, you're covered for accidental damage caused to someone else's vehicle or property if you're liable for it.

What is the difference between market value and agreed value?

Market value is the amount your car is worth on the buying/selling market at the time of sale. Agreed value is the price of your car that's been agreed on by you and your insurer, usually at the time of taking out or renewing your policy.

Still got questions?

To find answers to your questions, read all FAQs, go to our Help Centre, or use the Help widget on this page!

Get a car insurance quote now

Get a quote Retrieve my quote