Generally, from the age of 16, teenagers can apply for a learner driver permit. If they meet the requirements, they can then start learning to drive with a fully licensed driver supervising them.
If you're a parent, you probably want to make sure your child is properly insured while they are learning to drive.
Bingle makes it easy. You don't have to tell us that a learner driver is driving your car or edit your policy. You just need to have a listed driver in the car while the learner is driving, and then the L-plater will also be considered a listed driver.
If there's not a listed driver in the car, the unlisted driver excess may apply. This is important to keep in mind if a learner driver is getting driving lessons by an instructor. Update your listed drivers here.
- No, you don't need to list your child as a listed driver on your policy while they are on their L plates. However, to avoid the unlisted driver excess, a listed driver should always be in the car while the learner is driving. The under 25 age excess applies to learner drivers.
- Once they get their P plates or provisional license, you may want to add them to your policy as a listed driver (otherwise the unlisted driver excess may apply).
- However, if they have their own car when they're on their P plates, generally the insurance policy should be in their name.
Covers you for damage to your car, as well as to other people's vehicles and property caused by the use of your car. This is our highest level of cover.
- Damage to your car
- Damage to someone else's car & property
Third Party Insurance only covers damage to other people's cars and property when caused by the use of your car. (Your car isn't covered.)
- Damage to someone else's car & property
