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POLICY DOCUMENTS FOR

Third Party Car Insurance

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Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 84KB)

Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 30th June 2025.

Car Insurance Target Market Determination (TMD) (PDF, 401KB)

Original Date: 25/08/2021, Updated: 27/06/2025.

Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 65KB)

Effective for new business or policy renewals on or after 31/01/2023. This is to be read in conjunction with the PDS.

Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 64KB)

Effective for new business or policy renewals on or after 31/12/2023. This is to be read in conjunction with the PDS.

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Past Documents
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Past Product Disclosure Statement (PDS)

Important Information - Product Disclosure Statement (PDS) (PDF, 185KB) - Part 1

This PDS applies if:

  • you commenced your policy between 27 June 2017 and 15 March 2021, or
  • your policy was due for renewal between 27 June 2017 and 15 March 2021.

Third Party Property Damage Insurance – Product Disclosure Statement (PDS) (PDF, 190KB) - Part 2

This PDS applies if:

  • you commenced your policy between 27 June 2017 and 15 March 2021, or
  • your policy was due for renewal between 27 June 2017 and 15 March 2021.

Also read the supplementary PDS

Supplementary Product Disclosure Statement (PDF, 60.9KB)

Effective for policies that commenced or were due for renewal between 27 June 2017 and 15 March 2021.

Update pursuant to ASIC Instrument 2016/1055 (PDF, 153KB)

This Class Order applies if:

  • you bought, extended, varied or reinstated your policy between 27 June 2017 and 15 March 2021
  • your policy was due for renewal between 27 June 2017 and 15 March 2021

It should be read in conjunction with the relevant PDS.

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Past Premiums, Excesses and Claims Guides

For additional information about how Bingle determines car insurance premiums, the excesses that apply to these policies and for examples of how Bingle pays car claims, you can download and read the applicable Premiums, Excesses & Claims Guide.

Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 77KB)

Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 18th December 2023 and 29th June 2025.

Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 74KB)

Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 28th September 2023.

Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 74KB)

Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 29 November 2022 and 27 September 2023.

Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED) (PDF, 106KB)

Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 16th March 2021 and 28 November 2022.

Read the Premiums, Excesses & Claims Guide (PDF, 394KB)

Effective for policies that commenced or were due for renewal between 25 July 2019 and 15 March 2021.

Read the Premiums, Excesses & Claims Guide (PDF, 194KB)

Effective for policies that commenced or were due for renewal between 27 June 2017 and 24 July 2019.

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Past Target Market Determination

Third Party Property Damage Insurance Target Market Determination (TMD) (PDF, 86.5KB)

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Third Party Property Damage Insurance Target Market Determination (TMD) (PDF, 86.5KB)

Original Date: 25/08/2021, Updated: 07/09/2023.