Policy documents
You’ve found your way to some of the most important documents we’ve ever written. We don’t want Insurance to be confusing so we try to make it as simple and easy for you as possible, we give you all the specific details of your cover in a Product Disclosure Statement (or PDS for short). As a smart consumer, you’ll soon find out they tell you everything about what’s covered, and what’s not, under Bingle’s insurance policies.
This document is Part 1 of a 2 part PDS for both Comprehensive Car Insurance, Third Party Property Damage and Renter’s Forced Moving Insurance policies. Read this PDS if:
• you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
Comprehensive Car Insurance – Product Disclosure Statement (PDS) – Part 2
This document is Part 2 of a 2 part PDS for Comprehensive Car Insurance. Read this document in conjunction with Part 1 – Important Information, which is available above. Read this PDS if:
• you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
Third Party Property Damage Insurance – Product Disclosure Statement (PDS) – Part 2
This document is Part 2 of a 2 part PDS for Third Party Property Damage Insurance. Read this document in conjunction with Part 1 – Important Information, which is available above. Read this PDS if:
• you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
Supplementary Product Disclosure Statement (SPDS)
This SPDS supplements the Bingle Important Information Product Disclosure Statement (PDS) – Part 1, preparation date 15 May 2017 and must be read together with the:
• Bingle Comprehensive Insurance PDS – Part 2, preparation date 15 May 2017;
• Bingle Third Party Property Damage Insurance PDS – Part 2, preparation date 15 May 2017.
Update pursuant to ASIC Instrument 2016/1055
This Class Order applies if you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
It is to be read in conjunction with your current PDS.
Premiums, Excesses & Claims Guides
For additional information about how Bingle determines insurance premiums, the excesses that apply to these policies and for examples of how Bingle pays claims, you can download and read the applicable Premiums, Excesses & Claims Guide.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED)
Read this Guide for Insurance if:
• you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED)
Read this Guide for Insurance if:
• you commenced your policy, or your policy was due for renewal on or after 27th June 2017.
If you commenced your policy, or your policy was due for renewal prior to 27 June 2017
Important Information - Product Disclosure Statement (PDS) - Part 1
This PDS applies if:
- you commenced your policy between 10 June 2015 and 26 June 2017, or
- your policy was due for renewal between 15 July 2015 and 26 June 2017.
Comprehensive Car Insurance - Product Disclosure Statement (PDS) - Part 2
This PDS applies if:
- you commenced your policy between 10 June 2015 and 26 June 2017, or
- your policy was due for renewal between 15 July 2015 and 26 June 2017.
Third Party Property Damage Insurance - Product Disclosure Statement (PDS) - Part 2
This PDS applies if:
- you commenced your policy between 10 June 2015 and 26 June 2017, or
- your policy was due for renewal between 15 July 2015 and 26 June 2017.
Update Pursuant to ASIC Class Order 03/237
This Class Order applies if:
- you bought, extended, varied or reinstated your policy between 16 November 2015 and 27 June 2017, or
- you renewed between 28 December 2015 and 27 June 2017.
It is to be read in conjunction with your current PDS and SPDS.
Comprehensive Car Insurance - Product Disclosure Statement (PDF)
This PDS applies if:
- you obtained a quote and commenced your policy between 5 April 2011 and 9 June 2015, or
- your policy was due for renewal between 5 April 2011 and 14 July 2015.
Also read the following Supplementary Policy(s)
Premiums, Excesses & Claims Guide
For additional information about how Bingle determines car insurance premiums, the excesses that apply to these policies and for examples of how Bingle pays car claims, you can download and read the applicable Premiums, Excesses & Claims Guide.
Read the Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced or renewed between 18 April 2017 and 26 June 2017)
Read the Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced or renewed between 18 April 2017 and 26 June 2017)
Read the Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced or renewed between 27 August 2016 and 17 April 2017)
Read the Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced or renewed between 27 August 2016 and 17 April 2017)
Read the Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced between 10 June 2015 and 26 August 2016, or renewed between 15 July 2015 and 26 August 2016)
Read the Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced between 10 June 2015 and 26 August 2016, or renewed between 15 July 2015 and 26 August 2016)
Read the Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced between 6 December 2014 and 10 June 2015, or renewed between 31 December 2014 and 9 June 2015)
Read the Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PDF)
(for policies that commenced between 17 June 2014 and 6 December 2014, or renewed between 29 July 2014 and 30 December 2014)