Policy Documents
Comprehensive Car Insurance
Read more about Comprehensive Car Insurance.
Comprehensive Car Insurance Product Disclosure Statement (PDS)(PDF, 203KB)
Read this PDS if you commenced your policy, or your policy was due for renewal on or after 16th March 2021.
Comprehensive Car Insurance Supplementary Product Disclosure Statement (SPDS) (PDF, 41KB)
Effective for policies which commenced on or after 3 September 2022 and for policies due for renewal on or after 3 September 2022.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 93KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 28th September 2023.
Comprehensive Car Insurance Target Market Determination (TMD)(PDF, 87KB)
Original Date: 25/08/2021, Updated: 07/09/2023.
Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 65kb)
Effective for new business or policy renewals on or after 31/01/2023. This is to be read in conjunction with the PDS.
Policy not covered by these dates? Head over to our Past Documents tab.
Third Party Car Insurance
Read more about Third Party Property Damage Car Insurance.
Third Party Property Damage Car Insurance Product Disclosure Statement (PDS)(PDF, 167 KB)
Read this PDS if you commenced your policy, or your policy was due for renewal on or after 16th March 2021.
Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 74KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal on or after 28th September 2023.
Third Party Property Damage Insurance Target Market Determination (TMD)(PDF, 86.5KB)
Original Date: 25/08/2021, Updated: 07/09/2023.
Update pursuant to ASIC Corporations Instrument 2016/1055 (PDF, 65kb)
Effective for new business or policy renewals on or after 31/01/2023. This is to be read in conjunction with the PDS.
Policy not covered by these dates? Head over to our Past Documents tab.
Other Documents
View Bingle's approach to product development and distribution (PDF, 138KB)
Effective up to 30/08/2023: Each of Bingle's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.
View Bingle's approach to product development and distribution (PDF, 140KB)
Effective 31/08/2023: Each of Bingle's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.
Complaint Management Process (PDF, 83.3KB)
If you need help on how to make a complaint, you can access our Complaint Management Process for more information.
Bingle's Culture Principles – Managing Complaints (PDF, 54KB)
Our culture principles guide our people and those who represent us, on how we work together, make decisions and meet our customer's needs. This includes when we are managing complaints.
What to do if you have a complaint – Easy English Guide (PDF, 3,086KB)
Need to make a complaint? This simple guide can help.
Past Product Disclosure Statement (PDS)
Comprehensive Car Insurance
Important Information - Product Disclosure Statement (PDS)(PDF, 185KB) – Part 1
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Comprehensive Car Insurance – Product Disclosure Statement (PDS)(PDF, 282KB) – Part 2
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Also read the supplementary PDS
Update pursuant to ASIC Instrument 2016/1055 (PDF, 153KB)
This Class Order applies if you commenced your policy, or your policy was due for renewal between 27 June 2017 and 15 March 2021. It should be read in conjunction with the relevant PDS.
Third Party Car Insurance
Important Information - Product Disclosure Statement (PDS)(PDF, 185KB) – Part 1
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Third Party Property Damage Insurance – Product Disclosure Statement (PDS)(PDF, 190KB) – Part 2
This PDS applies if:
- you commenced your policy between 27 June 2017 and 15 March 2021, or
- your policy was due for renewal between 27 June 2017 and 15 March 2021.
Also read the supplementary PDS
Update pursuant to ASIC Instrument 2016/1055(PDF, 153KB)
This Class Order applies if:
- you bought, extended, varied or reinstated your policy between 27 June 2017 and 15 March 2021
- Your policy was due for renewal between 27 June 2017 and 15 March 2021
It should be read in conjunction with the relevant PDS.
Past Premiums, Excesses and Claims Guides
For additional information about how Bingle determines car insurance premiums, the excesses that apply to these policies and for examples of how Bingle pays car claims, you can download and read the applicable Premiums, Excesses & Claims Guide.
Comprehensive Car Insurance
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 93KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 29 November 2022 and 27 September 2023.
Comprehensive Car Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 155KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 16 March 2021 and 28 November 2022.
Read the Premiums, Excesses & Claims Guide (PDF, 284KB)
for policies that commenced between 5 June 2020 and 15 March 2021, or were due for renewal between 2 July 2020 and 15 March 2021
Read the Premiums, Excesses & Claims Guide (PDF, 459KB)
for policies that commenced between 25 July 2019 and 4 June 2020, or were due for renewal between 25 July 2019 and 1 July 2020
Read the Premiums, Excesses & Claims Guide (PDF, 202KB)
for policies that commenced or were due for renewal between 27 June 2017 and 24 July 2019
Third Party Car Insurance
Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 74KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 29 November 2022 and 27 September 2023.
Third Party Property Damage Insurance Premiums, Excesses & Claims Guide (PED)(PDF, 106KB)
Read this Guide for Insurance if you commenced your policy, or your policy was due for renewal between 16th March 2021 and 28 November 2022.
Read the Premiums, Excesses & Claims Guide (PDF, 394KB)
for policies that commenced or were due for renewal between 25 July 2019 and 15 March 2021
Read the Premiums, Excesses & Claims Guide (PDF, 194KB)
for policies that commenced or were due for renewal between 27 June 2017 and 24 July 2019