Reckless driving and illegal activity
If you get into an accident while speeding, drag racing or doing donuts and burnouts, as well as touching your phone, this may cause your insurer to deny your claim. That's why it's important to maintain good safe driving habits on the road so you could remain covered.
While hotted up modifications can make your car quicker, if you're found to have them after you've been in an accident, this may force your insurer to deny your claim. We don't mean tinted windows and swift car seats, but things that can make your car actually go faster (think the Fast and Furious Tokyo Drift). These include:
- Nitro or hydrogen fuel
- Petrol turbo or supercharger (when fitted after market), and
- Roll bar, cage and racing harness.
On the flipside, Bingle Comprehensive Car Insurance can cover modifications and accessories permanently fitted to your car, like a spoiler or exhaust — just make sure to let us know so we can cover it!
Not disclosing your driver history
If you've got a criminal history relating to fraud, theft, drugs, arson, burglary or malicious damage, you may not be eligible with some insurers, including Bingle. As a policy holder, you're also required to let us know. If you don't tell us, and we find this out if you ever need to make a claim, we may cancel your policy and decline your claim.