Does Bingle car insurance provide cover if your car is stolen?
The short answer is yes, if you take out Comprehensive Car Insurance with us.
This type of insurance gives you cover for accidental loss or damage to your own car caused by incidents such as accidents, storms, fire – and importantly, theft. (This is just a summary of what Comprehensive Car Insurance covers. Find out more or read the PDS1.)
Basically, if you hold Comprehensive cover with Bingle, we'll cover the cost2 of replacing your car if it's stolen and not recovered. Don't worry, if it is recovered within 14 days, we'll pay for your car to get back on the road (when it makes sense to do so). So, if you open your front door one morning and your car isn't where you parked it because someone's stolen it, you can lodge a claim with us.
But sometimes car thieves don't actually manage to drive off or get very far in your car (despite how easy they make it look in Gone in Sixty Seconds). Your car may be where you left it, or recoverable – the thieves may have taken it for a joyride across town, for instance. But, it may have been damaged. It could have been damaged by break-in, vandalism, theft, attempted theft, collision, or even fire. Bingle Comprehensive Car Insurance covers you for these scenarios too.