What does Third Party Insurance cover?

Third Party Property Damage Insurance covers up to $20 million legal liability for any damage caused to someone else's property or car. You're not covered for any damage to your own car, or for injuries to yourself or other people.

It's important to know that this cover isn't Compulsory Third Party (CTP) or GreenSlip insurance, which covers your liability to pay compensation for injuries to other people, and can be mandatory insurance that can be purchased separately when registering your car. Depending on which state you live, CTP might be included in your vehicle registration costs.

What's included in Third Party Property Damage Insurance?

A young woman sits smiling in the back of a car at the beach.
  • Liability cover up to $20 million.
  • Accidental damage to someone else's car or property caused by the use of your car.
  • Cover if someone else is driving your car.1
  • Property damage caused by caravans and trailers towed by your car.

What's not included:

  • Damage to your own car.
  • Injuries to you and other people caused by your car.

Want more cover?

If you're looking for cover for accidental loss or damage to your own car, consider our Comprehensive Car Insurance. This covers:

  • car theft and accidental damage
  • damage from natural events such as floods, storms, hail, and bushfires, and
  • malicious damage.

Find out more about Comprehensive Car Insurance

Why choose Bingle car insurance?

We put you in the driver's seat

No lock-in contracts

You can leave any time you want, at no cost. Because we know there's nothing worse than a relationship that you just can't get out of!

24/7 claims

Lodge your insurance claim online 24/7, 365 days of the year.

We make it easy

Use our online tools to make changes to your policy yourself.

Our best price year after year

Customers who renewed their policy in 2018 paid on average 4% less than the year before.

Our customers rate us!

Reviews from real customers

 

FAQs

What is Third Party insurance?

Third Party insurance covers accidental loss or damage caused by the use of your car to someone else's property or vehicle. When you are at fault, the costs of repairing damage or replacing a third party's property could be high, so Third Party Property Damage insurance covers you for up to $20 million.

What does Third Party insurance cover?

Third Party insurance covers accidental loss or damage caused by the use of your car to someone else's property or vehicle. Bingle's Third Party Property Damage insurance covers you for legal liability up to $20 million.

Third Party policy documents
Is CTP the same as Third Party insurance?

Third Party insurance is different to CTP (Compulsory Third Party). Third Party Property Damage Insurance covers you for up to $20 million legal liability for any damage the use of your car causes to other people's property or car. You are not covered for any damage to your own car or for injuries to other people.

Compulsory Third Party (CTP) (or GreenSlip) insurance covers your liability to pay compensation for injuries to other people.

Because we're so busy offering great car insurance at a low price, Bingle don't offer CTP insurance

How do I contact Bingle?

Bingle is an online-only insurer. We don't have costly call centres to pay for, which helps to keep our insurance premiums low. Our online Policy Self Service puts you in control of your policy, and you can update almost everything yourself, from changing drivers to updating your payment or contact details.

Take me to Policy Self Service

If you need some help, Bingle has answers to all your questions in our Help Centre (or in the Help widget on this page). For step-by-step guides on everything from cancelling your policy to paying your overdue instalments, it's all there!

Take me to the Help Centre

If you need to register a new email to access your policy, you can do that here.

If you don't know your policy number, our Policy Finder can help.

Still got questions?

To find answers to your questions, go to our Help Centre, or use the Help widget on this page!

Get a quote now

Get a quote Retrieve my quote