info centre

Bingle is a national Australian insurer. No matter which state or territory of Australia you live Bingle can quote and sell a policy for you, so long as your car is one that Bingle insures. If you change address or move interstate, just login and follow the prompts so that Bingle can update your details immediately.

Finance companies and banks often ask to be named on the car insurance policy when they are holding the car as security against the finance they are providing. If you need to name your finance company on your policy, you can! If you need to provide confirmation of your insurance (commonly referred to as a Certificate of Currency) to your finance company, you can! Simply login to the Bingle website, and follow the prompts.

Bingle doesn’t offer multi policy discounts or special ‘online only’ offers. They don’t start with higher prices just so they can lower them with discounts. They simply focus on giving you the best possible premium based on your driving experience and that of your policy’s listed drivers.

If you make a claim, the excess you pay will be based on the age of the listed driver at the time of the incident.

For drivers not listed under your policy, higher excesses will apply, also based on their age.

A separate excess will apply to claims where no driver was involved(for example, if your car was damaged by the elements or whilst parked). To see the excess amount that applies to your circumstances, get a Quick quote. If you’re already with us, see your Bingle Car Insurance Schedule and the relevant Product Disclosure Statement (PDS) for full details of excesses and when they apply.

When you buy a policy, Bingle will send you all of your policy documents. You can also obtain any of these documents online, from wherever you are and at any time, which means you don’t have to wait for the post. You can save your documents electronically, have them emailed to you, or print them. Take your pick.

You can insure your child’s car in your name, however Bingle will always base the policy premium on the youngest driver listed on the policy. If you do not list your child as a driver on your policy they will pay a higher excess every time they have a car accident claim, compared to what they would pay if they were listed.

Bingle understands and appreciates the security concerns you may have as a website user. The security and confidentiality of the information that Bingle collects from you online is their absolute priority. Bingle has implemented a best-practice privacy policy and complies with the Privacy Act 1988.
This ensures that all customer information, including credit card numbers, is properly protected.

When Bingle quotes you a premium for insuring your car, the factors they take into account include:

• the insurance, driving history and age of the people who will be driving your car;
• the value, age, make and model of your car;
• any optional factory extras and after market extras fitted to your car;
• experience of claims frequency and repair costs for cars of that age, make and model;
• the insured address (the address where the policy holder lives);
• the type of any finance arrangement affecting your car;
• the cost of providing legal liability cover; and
• the costs of providing and administering a Bingle policy.

Government taxes and charges are included in any premium Bingle quotes.

Bingle doesn’t have ratings or no claim bonuses. Instead, they focus on giving you the best possible premium, without having to rely on complicated discounting schemes or grading systems. Life’s complicated enough, so they’ve gone back to basics.

So, Bingle won’t ask you about your rating or no claim bonus history. Instead they’ll ask you about your age, your driving experience, the type of car you have, where it’s kept and your insurance claims history. That’s all they need to know to give you the best possible premium.

You will be sent a tax invoice when you have paid for your policy in full and that payment has been successfully processed. If you lose your tax invoice and require another, you can obtain a replacement by logging on and going to ‘Get a document’.

Most people want their asset adequately covered and that’s what comprehensive car insurance does. It’s also the only policy that Bingle offers. And Bingle delivers it to you at the lowest price possible.

With Bingle’s comprehensive car insurance policy your car is covered for any accident damage or if it’s stolen, as well as for up to $20 million dollars worth of damage that you may cause to other people’s property when using your car.